Banking has its own menu section — add current, checking, savings, domiciliary, fixed-deposit, wallet or cash accounts, then log transactions on them directly or import a bank statement (a sample CSV is one click away) to bring in a batch at once. Export any account's statement as CSV or PDF.
The Banking overview shows Cash in hand vs Bank balance at a glance, with a 30-day trend chart. Use the eye icon to hide balances on screen, and activate/deactivate an account without deleting it.
When you log a transaction, pick a category — customer payment, expense, vendor advance/payment, sales return, employee reimbursement, interest/other income, owner's contribution/drawings, loan received/repayment, tax payment and more — most of which set the direction (money in/out) for you.
NGN accounts can auto-post Nigerian bank charges: the ₦4 SMS-alert fee and the ₦50 EMTL stamp duty on debit transfers of ₦10,000+ — each is a per-account toggle.
Use Reconciliation periodically to match your bank account against your statement and confirm they agree.
Bank accounts, transactions and transfers are also available through the Developer API (Admin console → Developer API) for your own integrations.
Your Chart of accounts is seeded automatically for every new business. Add accounts of your own if you need more detail, and check the trial balance any time.
Record anything that isn't a sale or a bill as a Manual journal — save as a draft, then post it when you're ready (posting can be reversed).
Recurring journals, Budgets and Currency adjustments (for revaluing foreign-currency balances) live in the same area.
Turn on auto GL posting in your business settings and every invoice and payment posts to the ledger automatically — no manual journals needed for day-to-day sales.
The Audit trail records every create/update/delete across the system, and Period lock stops anyone backdating entries into a closed accounting period.
Moving onto Cashflow partway through the year? Use Opening balances (Admin console → Accounting) to set every account's starting balance in one guided screen instead of hand-writing journals.
At year end, run Close financial year (Admin console → Accounting) — it posts a closing journal that zeroes your income and expense accounts into retained earnings and locks the period automatically.
Cashflow