Cashflow
Collect school fees on time, every term
Send every parent a clear fee invoice, let them pay by card, transfer or USSD, remind the late payers automatically, and see exactly which families still owe — with staff payroll and the school's books in the same place.
- ✓ 14-day free trial of everything
- ✓ No card needed
- ✓ Priced in Naira
Made for Nursery, primary & secondary schools, colleges and training centres
Up and running in three steps
Add families
Add parents with each child's class and details.
Send fee invoices
Every term, automatically, with a Pay now link.
Track & remind
Payments mark themselves; late payers get reminded.
Everything the bursar needs
Termly fee invoices
Schedule invoices per term or month — they generate and email themselves.
Parents pay online
Card, transfer or USSD through your own Paystack or Flutterwave account.
Automatic reminders
Polite nudges before and after the due date, so the bursar doesn't have to chase.
Instalments & part payments
Accept part payments; each invoice shows exactly what's left.
Staff payroll
Teachers' salaries with PAYE, pension and NHF, and payslips emailed to each staff member.
Your own student records
Custom fields for class, arm, parent contacts — without a separate system.
From admission to receipt, without the paper receipt book
Every payment updates the school's books automatically — the bursar and the proprietor see the same numbers.
Why businesses switch to Cashflow
Global tools like Zoho Books and QuickBooks are built for everywhere. Cashflow is built for how Nigerian businesses actually sell, pay and file.
| Cashflow | Global accounting apps | Paper & Excel | |
|---|---|---|---|
| Fee invoices that send themselves every term | ✓ | ✓ | ✕ |
| Parents pay by card, transfer or USSD | ✓ | Varies | ✕ |
| Automatic reminders to families that owe | ✓ | Usually | ✕ |
| Staff payroll with PAYE, pension & NHF | ✓ | Often a separate app | Manual |
| Priced in Naira | ✓ | Often USD pricing | — |
"Global accounting apps" describes what's typical of international products such as Zoho Books or QuickBooks, not a specific plan — their features and prices change, so check their current offer. Some Cashflow features depend on your plan; see pricing.
Simple Naira pricing
Start free. Every account gets a 14-day trial of every feature — no card needed.
For a solo business finding its feet
- ✓Up to 100 invoices, proformas & quotes
- ✓1 user
- ✓1 business
- ✓Bank ledger
For a small team selling every day
- ✓Everything in Starter
- ✓Unlimited invoices, proformas & quotes
- ✓Up to 5 users
- ✓2 businesses
For a growing company that needs its books
- ✓Everything in Growth
- ✓Up to 20 users
- ✓5 businesses
- ✓Inventory & warehouses, with stock reports
For multi-entity operations at scale
- ✓Everything in Business
- ✓Unlimited users & businesses
- ✓Retail & POS
- ✓Payroll (PAYE, pension, NHF)
Questions, answered
Is this a school management system?+
No — it runs the money side: fees, receipts, reminders, payroll and the school's accounts. Keep your results and attendance where they are; use custom modules if you want student details alongside the fees.
Can parents pay in instalments?+
Yes. Record part payments as they come in; the invoice shows the balance and the reminder goes out for what's left.
Can we invoice siblings together?+
Yes — make the parent the customer and add a line per child, or send each child's invoice to the same parent.
We run more than one school. Does that work?+
Yes. Each school keeps its own books and numbering, and one login switches between them.
Your business, finally in one place.
Create your account in under a minute and try everything free for 14 days.
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