Cashflow
Bill patients and HMOs, run the pharmacy, keep the books
Clear bills and receipts for every patient, invoices to HMOs and corporate clients, a pharmacy till with batch and expiry tracking, and accounting that posts itself — so the medical director sees revenue, not just paperwork.
- ✓ 14-day free trial of everything
- ✓ No card needed
- ✓ Priced in Naira
Made for Hospitals, clinics, diagnostic centres & pharmacies
Up and running in three steps
Load services & drugs
Price list for consultations, tests and your pharmacy stock.
Bill as patients go
Bills and receipts at the desk; HMO invoices monthly.
See the whole picture
Revenue, receivables and stock in one dashboard.
Built for the business side of care
Patient bills & receipts
Itemised bills for consultations, tests and drugs, with receipts printed or emailed.
HMO & corporate billing
Invoice HMOs and companies with their own price lists and track what they still owe.
Pharmacy with batch & expiry
First-to-expire stock sold first, expiry reports, reorder levels for every drug.
Fast pharmacy till
Barcode scanning, split payments and receipts — and it keeps selling offline.
Deposits & advances
Take a deposit on admission and set it against the final bill.
Staff payroll
Doctors, nurses and support staff paid with PAYE, pension and NHF worked out.
Front desk, pharmacy and accounts on one set of numbers
Every bill, dispense and payment lands in the accounts automatically — no end-of-month reconciliation marathon.
Why businesses switch to Cashflow
Global tools like Zoho Books and QuickBooks are built for everywhere. Cashflow is built for how Nigerian businesses actually sell, pay and file.
| Cashflow | Global accounting apps | Paper & Excel | |
|---|---|---|---|
| Pharmacy stock with batch & expiry tracking | ✓ | Varies | ✕ |
| Different prices per HMO or corporate client | ✓ | Usually | Manual |
| Till that keeps selling when the internet drops | ✓ | Varies | — |
| Payroll with PAYE, pension & NHF | ✓ | Often a separate app | Manual |
| Priced in Naira | ✓ | Often USD pricing | — |
"Global accounting apps" describes what's typical of international products such as Zoho Books or QuickBooks, not a specific plan — their features and prices change, so check their current offer. Some Cashflow features depend on your plan; see pricing.
Simple Naira pricing
Start free. Every account gets a 14-day trial of every feature — no card needed.
For a solo business finding its feet
- ✓Up to 100 invoices, proformas & quotes
- ✓1 user
- ✓1 business
- ✓Bank ledger
For a small team selling every day
- ✓Everything in Starter
- ✓Unlimited invoices, proformas & quotes
- ✓Up to 5 users
- ✓2 businesses
For a growing company that needs its books
- ✓Everything in Growth
- ✓Up to 20 users
- ✓5 businesses
- ✓Inventory & warehouses, with stock reports
For multi-entity operations at scale
- ✓Everything in Business
- ✓Unlimited users & businesses
- ✓Retail & POS
- ✓Payroll (PAYE, pension, NHF)
Questions, answered
Is this an electronic medical records (EMR) system?+
No — it handles billing, the pharmacy, payroll and accounts. Keep clinical notes in your EMR; use custom modules if you want simple visit details alongside the bills.
Can we bill HMOs separately from patients?+
Yes. Add each HMO as a customer with its own price list, invoice them for their enrollees' care, and track what's outstanding.
Does the pharmacy handle expiry dates?+
Yes. Receive stock with batch numbers and expiry dates; the till sells the soonest-to-expire first and the expiry report shows what's coming up.
Which plan do we need?+
Pharmacy stock needs Business or above and the pharmacy till is on Enterprise — try everything free for 14 days first.
Your business, finally in one place.
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