Cashflow
Send invoices that actually get paid
Professional quotes, invoices and receipts in minutes — with a "Pay now" link, automatic reminders and a dashboard that shows exactly who owes you. Priced in Naira, built for how Nigerian businesses work.
- ✓ 14-day free trial of everything
- ✓ No card needed
- ✓ Priced in Naira
Made for Freelancers, agencies & service businesses
Up and running in three steps
Add your brand
Logo, signature, bank details and VAT — once.
Send the invoice
Email a branded PDF with a secure Pay now link.
Get paid
Card, transfer or USSD — marked paid automatically.
Everything you need, nothing you don't
Every sales document
Quotes, sales orders, proformas, invoices, receipts, credit & debit notes — numbered for you.
Pay-now links
Customers pay online through your own Paystack or Flutterwave account.
Automatic reminders
Polite, scheduled nudges before and after the due date.
Recurring invoices
Retainers and subscriptions bill themselves on schedule.
Multi-currency
Invoice in USD, GBP, EUR or Naira; reports roll up to your base currency.
Know who owes you
Outstanding, overdue and paid at a glance, plus a 6-month trend.
From quote to paid, without retyping a thing
Convert each document to the next in one click — lines, prices and VAT carry over.
Why businesses switch to Cashflow
Global tools like Zoho Books and QuickBooks are built for everywhere. Cashflow is built for how Nigerian businesses actually sell, pay and file.
| Cashflow | Global accounting apps | Spreadsheets | |
|---|---|---|---|
| Priced in Naira, paid by card, transfer or USSD | ✓ | Often USD pricing | — |
| Customers pay invoices online into your own account | ✓ | Usually | ✕ |
| NRS e-invoicing with IRN & scannable QR code | ✓ | Rarely built in | ✕ |
| Quotes → invoice → receipt in one click | ✓ | ✓ | ✕ |
| Invoices, POS, online store & stock in one account | ✓ | Often separate products | ✕ |
| Free plan to get started | ✓ | Varies | ✓ |
"Global accounting apps" describes what's typical of international products such as Zoho Books or QuickBooks, not a specific plan — their features and prices change, so check their current offer. Some Cashflow features depend on your plan; see pricing.
Simple Naira pricing
Start free. Every account gets a 14-day trial of every feature — no card needed.
For a solo business finding its feet
- ✓Up to 100 invoices, proformas & quotes
- ✓1 user
- ✓1 business
- ✓Bank ledger
For a small team selling every day
- ✓Everything in Starter
- ✓Unlimited invoices, proformas & quotes
- ✓Up to 5 users
- ✓2 businesses
For a growing company that needs its books
- ✓Everything in Growth
- ✓Up to 20 users
- ✓5 businesses
- ✓Inventory & warehouses, with stock reports
For multi-entity operations at scale
- ✓Everything in Business
- ✓Unlimited users & businesses
- ✓Retail & POS
- ✓Payroll (PAYE, pension, NHF)
Questions, answered
Is it really free to start?+
Yes. The Starter plan is free for a single user, with up to 100 invoices, proformas and quotes. Every new account also gets a 14-day trial of everything, no card needed.
How do customers pay me?+
Turn on payment links with your own Paystack or Flutterwave keys. Customers pay by card, transfer or USSD and the invoice marks itself paid — the money goes straight to your account.
Can I invoice foreign clients?+
Yes — issue documents in USD, GBP, EUR, GHS, XOF or a currency you add. Your dashboard and reports convert everything back to Naira.
Can I move from Zoho, QuickBooks or Excel?+
Yes. Import your items in bulk, set opening balances in one guided screen, and start invoicing the same day.
Your business, finally in one place.
Create your account in under a minute and try everything free for 14 days.
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